Invest In Your Future

Invest In Your Career Through The Advance Learners Loan

Advance Learner Loans

Do I Qualify?

To qualify you must be:

  • Aged 19 or over on the first day of your course (there’s no upper age-limit) and starting your course on or after 1st August 2013
  • Living in the UK on the first day of your course and have lived in the Uk, the Channel Islands or the Isle of Man for three years immediately before this
  • Studying with a training organisation in England approved for public funding
  • Enrolling on an eligible course at level 2 and above which includes: Diplomas, A levels, Access to HE Diplomas, other Diplomas and Certificates, Advanced Apprenticeships or Higher Apprenticeships

How to Apply?

You’ll be able to apply online or download an application form

Apply online – you’ll need to register first. If you can’t apply online you can download the forms below.

Download ‘Application form’ (PDF, 300KB)
Download ‘Guidance notes’ (PDF, 100KB)
Download ‘Terms and conditions’ (PDF, 250KB)
Download ‘Data protection statement’ (PDF, 75KB)

Making the Right Choice

It’s important you consider your own circumstances and look into all options for paying for your course before choosing to take out a loan.

You can get independent financial advice from the Money Advice Service

How much can I get?

The amount you can get depends on your course, the tuition fees charged by your college or training organisation and maximum amounts set by the Government.

The minimum loan amount is £800.

You can take out a loan for the maximum amount to cover your tuition fee or you can pay all or part of the tuition fee yourself.

How’s the Loan Paid?

Student Finance England (SFE) will pay your agreed tuition fees to your college or training organisation once they’ve confirmed your attendance on the course.

You can apply more than once

Once you’ve completed your course, you’ll be eligible to apply for more 24+ Advanced Learning Loans (up to a total of four loans) to help you progress in your studies.


Repaying your 24+ Advanced Learning Loan is straightforward, your monthly repayments will be based on your income, not the amount that you borrow.

You’ll only start making repayments when your income is more than £404 per week, £1,750 per month or £21,000 per year.
You’ll only pay back 9% of any income above £21,000 a year, see the table below for examples of what you’ll repay:

  • If you’re self employed you’ll be responsible for making student loan repayments as part of your annual self-assessment tax return
  • If you’re employed, you don’t need to do anything. Your employer will take your repayments directly off your salary as they do with tax and national insurance contributions
  • If you stop working, your repayments will stop and only start again when your income is more than £21,000 a year
  • Any loan remaining 30 years after you’re due to start making repayments will be wiped clean

Find out more

You’ll find out more information online at

For more information for learner loans and NSPP click learner loans